Insurance Gripe

Rating 2 Incident: July 24, 2025
Claim denied or delayed

What happened

My claims were denied because they claimed I willfully endangered myself by going to an island with dinosaurs. Despite emotional distress and physical dangers--that it is amazing I survived--I have been denied because my policy explicitly excludes acts of dinosaurs, but very clearly covers theme park accidents. As my claims are that my injuries are inspired by the reptiles, but fleeing and falling in the act of getting away from the beasts clearly should not count as acts of the dinosaurs.

Impact

Had impact: Yes

PTS that has yet to be diagnosed. A constant fear of dinosaurs, crocodiles, even Geicko ads cause distress. Denial of insurance claims has caused financial stress, destroyed my family, especially with my uncle Stephen Spielberg

Specific impacts:
  • Worsened health condition (e.g., prolonged illness or complications)
  • Financial strain (e.g., out-of-pocket costs)
  • Emotional or mental distress (e.g., stress, anxiety)
Still affecting you: Yes